Fixed Income
Income, preservation, and ballast for every market regime.
Preserve capital and generate consistent income through diversified bond portfolios and credit strategies.
Why this. Why now.
Built around three client profiles.
Investors prioritising capital preservation
Retirees requiring predictable income
Higher-tax-bracket families seeking tax-exempt yield
What makes our approach different.
Fundamental analysis on 500+ issuers identifies mispriced risk other managers overlook.
Curve positioning adapts to the rate cycle without making large directional bets.
Municipal, corporate, and treasury sleeves blended for after-tax yield.
From mandate to monitoring.
Macro framework
House view on growth, inflation, and policy guides duration and sector positioning.
Credit selection
Issue-level analysis of covenants, capital structure, and cash flow.
Portfolio construction
Diversified across sectors, ratings, and maturities within client-specific guidelines.
Risk monitoring
Daily oversight of credit, duration, and liquidity metrics.
How capital is deployed.
Illustrative weights for a typical mandate. Actual allocations are tailored to each client's objectives and constraints.
Available mandates.
| Strategy | Risk Level | Target Return | Min. Investment | Liquidity |
|---|---|---|---|---|
| Core Bond Portfolio | Low-Moderate | 4-6% | $100,000 | Daily |
| Tax-Exempt Municipal | Low | 3-5% | $250,000 | Daily |
| Credit Opportunities | Moderate | 6-8% | $500,000 | Weekly |
What could go wrong.
Bond prices decline when interest rates rise, with longer-duration bonds more sensitive.
Issuer default or deterioration can result in principal loss.
Future coupon payments may be reinvested at lower yields.
Fixed payments may lose purchasing power in inflationary environments.
Common questions.
How do rising interest rates affect my bond portfolio?+
When interest rates rise, existing bond prices fall. The magnitude depends on duration,a 1% rate increase typically causes approximately a 1% price decline for each year of duration. Our active management seeks to position portfolios defensively.
Investment-grade vs. high-yield?+
Investment-grade bonds (rated BBB-/Baa3 or higher) represent issuers with strong creditworthiness. High-yield bonds carry higher credit risk but offer enhanced yields. We evaluate credit fundamentals to identify attractively priced opportunities in both.
Are municipal bonds appropriate for me?+
Municipal bonds provide tax-exempt income at the federal level and often at state level for in-state residents. They're most beneficial for investors in higher tax brackets.
How liquid are fixed income investments?+
Most investment-grade bonds trade daily with reasonable liquidity. Our core strategies maintain high liquidity with daily redemption capabilities.
Continue exploring Core Markets.
Discuss a fixed income mandate with our team.
A short conversation is the best way to understand whether this is right for your circumstances.